Terms of Service

Last Updated: September 6, 2026

These Terms of Service govern your use of the website operated by Select US Public Adjusters, referred to in these Terms as “Select US,” “we,” “us,” or “our.”

By accessing or using this website, you agree to these Terms of Service. If you do not agree with these Terms, please do not use the website.

1. General Information Only

The information provided on this website is for general informational and educational purposes only.

Nothing on this website constitutes legal advice, insurance advice, financial advice, or a guarantee regarding the outcome or value of any insurance claim.

Every insurance claim is different. Claim outcomes depend on many factors, including the insurance policy, available coverage, exclusions, property damage, supporting documentation, applicable law, and the insurance company’s evaluation.

2. No Public Adjuster–Client Relationship

Visiting this website, submitting a contact form, calling us, emailing us, texting us, or requesting a claim review does not create a public adjuster–client relationship.

A professional relationship is created only after:

1.      Select US Public Adjusters agrees to accept the matter; and

2.      The parties sign a written public adjusting agreement.

We are not obligated to accept or represent every person who contacts us.

3. No Guarantee of Results

Select US Public Adjusters does not guarantee:

·         That an insurance claim will be approved;

·         That a denied claim will be reversed;

·         That an insurance payment will be increased;

·         That a claim will be resolved within a particular time;

·         That a specific settlement amount will be obtained; or

·         That coverage exists for a particular loss.

Past results do not guarantee future results.

4. User Responsibilities

When submitting information through this website, you agree to provide information that is accurate, complete, and truthful to the best of your knowledge.

You agree not to:

·         Submit false or misleading information;

·         Impersonate another person;

·         Attempt to gain unauthorized access to the website;

·         Upload malicious software or harmful material;

·         Use the website for unlawful purposes; or

·         Interfere with the operation or security of the website.

5. Age Requirement

Our services and this website are intended for individuals who are 18 years of age or older.

By using this website or submitting information through our forms, you represent that you are at least 18 years of age or have the permission of a parent or legal guardian.

6. Claim Deadlines

Insurance policies and applicable laws may impose deadlines for reporting damage, submitting documentation, filing proofs of loss, responding to requests, bringing legal action, or completing other claim-related requirements.

Contacting Select US Public Adjusters through this website does not extend, pause, or satisfy any deadline.

You remain responsible for protecting your rights and complying with all applicable deadlines unless and until Select US Public Adjusters formally accepts your matter in writing.

7. Website Communications

Submitting a form through this website does not guarantee that your message has been received, reviewed, or accepted.

Do not use the website to communicate urgent or time-sensitive information. For immediate assistance, call us directly at 267-682-7112.

8. Telephone and SMS Communications

By providing your telephone or mobile phone number and affirmatively consenting to receive communications from Select US Public Adjusters, you authorize us to contact you regarding your inquiry, appointment, property damage, insurance claim, requested services, or other service-related matters.

Communications may include telephone calls, text messages, prerecorded messages, or automated messages where permitted by law.

Types of SMS Messages

If you consent to receive SMS communications from Select US Public Adjusters, you may receive text messages related to:

·         Service requests;

·         Appointment scheduling;

·         Appointment reminders;

·         Property damage or insurance claim matters;

·         Service updates; and

·         Customer support communications.

Message Frequency

Message frequency varies depending on your interactions with Select US Public Adjusters and the services you request.

Message and Data Rates

Message and data rates may apply. Check with your wireless provider for information regarding your text messaging or data plan.

Consent to receive marketing text messages is not a condition of purchasing goods or services.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any text message received from us.

After opting out, we may send one final message confirming your opt-out request. You will no longer receive SMS communications unless you provide consent again, except for communications that may be permitted or required by law.

Revocation requests will be honored as required by applicable law.

Help Instructions

For assistance, reply HELP to any text message or contact us directly:

Email: [email protected]
Phone: 267-682-7112

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

SMS Privacy

Your privacy is important to us. Please review our Privacy Policy for information regarding how we collect, use, disclose, and protect personal information:

https://selectuspa.com/privacypage

SMS consent is not shared with third parties or affiliates for marketing purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Mobile opt-in data, consent records, and phone numbers collected for SMS communications will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

9. Email Communications

By providing your email address, you authorize us to send emails related to your inquiry, requested services, appointments, claim-related matters, service updates, and company communications.

You may unsubscribe from promotional emails by using the unsubscribe link included in the message.

You may continue to receive service-related, transactional, administrative, or legally required communications when appropriate.

10. Intellectual Property

The website and its original content, including text, graphics, logos, photographs, designs, videos, and other materials, are owned by or licensed to Select US Public Adjusters and are protected by applicable intellectual-property laws.

You may view and print website content for your personal, noncommercial use.

You may not reproduce, modify, distribute, sell, republish, or commercially exploit website content without prior written permission.

11. Third-Party Services and Links

The website may contain links to third-party websites or use third-party services, including scheduling tools, forms, payment processors, analytics platforms, mapping services, social-media platforms, and customer-relationship-management software.

Select US Public Adjusters does not control and is not responsible for the content, security, availability, or privacy practices of third parties.

Your use of third-party services may be governed by separate terms and privacy policies.

12. Website Availability

We do not guarantee that the website will always be available, uninterrupted, secure, accurate, complete, or free from errors or harmful components.

We may modify, suspend, restrict, or discontinue any part of the website without prior notice.

13. Disclaimer of Warranties

To the fullest extent permitted by law, this website and its content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

Select US Public Adjusters disclaims all warranties, including warranties of merchantability, fitness for a particular purpose, accuracy, noninfringement, and uninterrupted availability.

14. Limitation of Liability

To the fullest extent permitted by law, Select US Public Adjusters and its owners, employees, representatives, contractors, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to:

·         Your access to or use of the website;

·         Your inability to use the website;

·         Your reliance on website information;

·         Unauthorized access to information;

·         Third-party conduct or services; or

·         Any errors, omissions, delays, or interruptions.

Nothing in these Terms excludes liability that cannot lawfully be excluded under applicable law.

15. Indemnification

You agree to indemnify and hold harmless Select US Public Adjusters and its owners, employees, representatives, contractors, and affiliates from claims, damages, liabilities, losses, and expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another person’s rights.

16. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles.

Any dispute relating to this website or these Terms shall be brought in a court of competent jurisdiction located in Pennsylvania, unless applicable law requires otherwise.

17. Changes to These Terms

Select US Public Adjusters reserves the right to revise or update these Terms periodically, including to reflect changes in our services, communications practices, technology, or legal requirements.

Changes become effective when the revised Terms are posted on the website. The “Last Updated” date will be revised when material changes are made.

Your continued use of the website after changes are posted constitutes acceptance of the revised Terms.

18. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will continue in full force and effect.

19. Contact Information

Questions concerning these Terms may be directed to:

Select US Public Adjusters
Phone: 267-682-7112
Email: [email protected]
Mailing Address: 6415 Belfield Ave, Philadelphia, PA 19119